Context If you are claiming R&D tax relief, it’s important to understand the correspondence you might receive from HMRC and what to do next. Up to now, most applications for R&D relief result in money hitting your bank account, with little or no direct communication between you and HMRC. But times have changed. HMRC has […]
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I have just completed a week of well, the only word for it is Bootcamp which forced me to re-evaluate how I use LinkedIn It soon became clear I had only really been dabbling at it. Yes, my profile was pretty up-to-date and yes, I was doing the odd post and ‘like’ and sharing other […]
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Every month we meet a top-drawer author and put them through their paces. This month it was the turn of Gary Bloom, an elite sports psychotherapist who works extensively with the business community (as well as high profile sportsmen). These are my takeaways from our one hour session with Gary. But the real value add […]
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Every month we meet a top drawer author and put them through their paces. This month it was the turn of Naomi Bagdonas and below are my takeaways from our one hour session with her. Naomi presented brilliantly and with expert moderation from Blaire Palmer we got a whole load of anecdotes. But here’s the […]
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In our related article, “What is QE (1) and what happened in 2008?” we looked at what we now refer to as QE1. Here we are going to look at QE2 and identify how it is very different to QE1. In the 2019 election the Conservatives set aside £130Bn each year to fund the so […]
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In our earlier article “Can Banks really Create Money When they Want?” we looked at how we are part of a system where privatised bodies – i.e. the banks – are the main ones creating the money for our society. And we also came to the conclusion that money is all illusory. We learnt that […]
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Spoiler Alert: The short answer is: “No, not really. But it does depend largely on the confidence of bankers.” The traditional view of a banker is that of someone who takes money off a person who wants to save (a depositor). But banks soon realised that they did not need to keep all the depositor’s […]
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Why not read our earlier article What was QE (1) and what happened in 2008? which sets the scene nicely for this post. An equally relevant and related question is this: Is money illusory? We all use money every day in some form or […]
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To understand what went on in 2008 it is useful to have some background about the UK financial system. In 1850, to avoid having a run on the bank (à la Northern Rock in 2008) banks tended to maintain a self-imposed 60% of eligible liabilities as liquid assets – this is called the liquidity reserve […]
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Yesterday, 15th December, we had an hour with co-author Jake: Jake spent 10 years at Google and Google Ventures where he created the design sprint – a software development approach adopted globally. Each sprint over 5 days has a focal point – called a Highlight – which creates clarity and motivation. This Highlight is the […]
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